Equity Release Leads

Equity Release Leads provide a vital place in the market for consumers looking to raise funds from their property in ways other than a traditional income based mortgage. We provide qualified Equity Release Leads based on either a fixed or bespoke criteria.

Call us now on 03333 052 168 if you're looking for equity release leads that convert.

Fixed Criteria

We operate a fairly industry standard criteria as indicated below.

Bespoke Criteria

We're always willing to discuss any bespoke criteria requirements.

Replacement Policy

We're very up front about what does and does not warrant a replacement.

Purchase Options

We're happy to discuss prepayment, back-end conversions and even credit terms.

Standard Equity Release Lead Criteria

We work dilligently to ensure we only provide the highest quality leads. Check out our criteria for equity release leads below.

Housing Criteria

Property Value

The given estimate property value is checked against a third party site for reasonableness. We use sites such as Zoopla for an alternative valuation.

Outstanding Secured Finance/Mortgage

We check if there is any secured finance/Mortgage is outstanding on the property.

Residency is checked

We check to ensure that the property is the main residence of all the deed holders and not rented or occupied with tenants.

First charge

We check to ensure that the deed holders haven’t already released equity from the property.

Property construction

The property is of standard construction (no concreate or steel frame properties).

Location

We check that the property is in England, Wales, or Scotland. The location of the property is one of the few criteria that can be applied as part of the standard lead (subject to availability).

Lease Hold v Freehold

We clarify whether the property is on lease hold or free hold (if lease hold, we check that they have more than 75yrs left on lease).

Commercial activity

We check that there is no commercial activity in the property or operating within 100m from the boundary of the property.

Home insurance

We check that the property has active home insurance.

On the market for sale

We check that the property is not up for sale.

Property type

We clarify/check the type of property the individual(s) are seeking Equity Release from.

Personal Criteria

Agreement from all deed holders

We check to make sure that all the deed holders of the property are happy to explore and enquiry about releasing equity.

Over 65's only

All parties on the deeds are over the age of 65.

No previous equity release declines

We check that the deed holders haven’t already been declined for equity release on the property in question in the past.

Avoid a bidding war

They are not speaking to another IFA/Company about releasing equity from this property.

Loan to value ration

We check to ensure that the LTV fits based on a basic calculator (amount needed to release vs Age (youngest on deed) vs Property Value vs Outstanding Mortgage amount).

Ready to talk now

We ensure that they are looking to speak to (your company) regarding releasing funds.

No Investment sought

We ask why they are looking to release funds and check it is not for an investment.

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